What happens when you call
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Tell us what happened. 30 seconds - what burned and whether the home is secure.
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You're connected with a local restoration crew while you're on the line.
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The crew confirms timing and your arrival time - board-up comes first if the house is open.
What Seattle crews handle
What's different in Seattle?
Seattle's damage is patient: months of steady rain keep crawl spaces damp, moss shortens roof life until a winter storm finds the weak spot, and moisture that would evaporate elsewhere lingers here and feeds mold. The Craftsman-era stock runs original galvanized supply lines, and the occasional cold snap bursts pipes in homes built for mild winters.
Washington policies pay for sudden failures - the burst pipe, the failed water heater. What they don't pay for is the slow stuff this climate specializes in: long-term seepage and gradual leaks read as maintenance. When something lets go, documenting that it was sudden is the whole claim.
Your call goes to a crew based in the Seattle area. Serving Seattle, Bellevue, Renton, Kirkland, Redmond, Shoreline, and all of King County.
Common questions
Can we stay in the house?
Depends on smoke spread and structural safety - the crew tells you straight after inspection. If you can't, most policies pay for temporary housing (loss-of-use coverage).
Is fire damage covered by insurance?
Typically yes. Fire is a core homeowner's peril, and coverage usually includes smoke damage, water from firefighting, board-up, and rebuilding, subject to your limits and deductible - check your declarations page for those. Ask the contractor about documentation and coordination with your adjuster.
Should I start cleaning up myself?
It's best to wait on soot cleanup. Wiping soot the wrong way can drive it deeper, and moving debris before photos may reduce what your claim can show. Waiting on cleanup doesn't mean delaying safe steps to prevent further damage, like board-up or tarping once it's safe. Photograph first.
