Signs you need a crew now
- Missing shingles, or daylight visible in the attic
- A broken window, door, or hole the rain can reach
- Water running down interior walls or pooling in the attic
- A tree or limb on the roof - stay out of that room
What happens when you call
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Tell us what happened. 30 seconds - what's open to the sky and what's wet.
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You're connected with a local restoration crew while you're on the line.
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The crew confirms timing and your arrival time - tarping and board-up come first.
Why this one can't wait
An opening in the roof turns every following shower into a new loss - and your policy expects "reasonable mitigation," which means tarping and boarding fast, not waiting for the adjuster.
The crew secures the openings, photographs everything for the claim, extracts what already got in, and dries the structure before mold takes the storm's side.
Local to Franklin County
Columbus mixes both failure modes: fast-built growth suburbs with attic plumbing and finished basements, and older in-town stock with supply lines at end of life. Hard freezes burst pipes on both sides of that line, spring thunderstorms test sump pumps across Franklin County, and summer humidity keeps anything left damp growing.
In Ohio the coverage that catches homeowners out is sewer and sump backup - both need their own endorsement, an add-on many policies skip. Sudden pipe and appliance failures fall under the standard policy; frozen pipes are covered when the home was reasonably heated.
Serving Columbus, Dublin, Westerville, Grove City, Hilliard, Reynoldsburg, and all of Franklin County.
Storm damage questions
Is storm damage covered by insurance?
Wind and hail damage - including the rain that enters through it - is standard homeowner's coverage. Rising water from outside is flood insurance, a separate policy. See the coverage guide.
Should I wait for the adjuster before touching anything?
Generally, no. Most policies require reasonable steps to prevent further damage. Photograph everything first, then, once it's safe, tarp and start drying. Keep receipts and records of what was done before the adjuster's visit.
Can I tarp the roof myself?
Not in the wet or the dark, and not after a storm has loosened things underfoot. Crews carry the gear and the fall protection - it's included in the mitigation the policy pays for.
Sump pump died in a spring storm - covered?
Only with a sump/backup endorsement. The cleanup is the same either way, so photograph everything in case coverage applies.